LOAN TOOLS
Work out your monthly instalment on a home, vehicle or business loan — and see how much of each year's payment goes to interest rather than clearing the principal.
Every bar is one year of payments, split between principal repaid and interest charged.
Our chartered accountants review sanction letters and structure borrowing so you don't overpay interest.
Figures are indicative and assume a fixed rate with equal monthly instalments. Banks may add service charges, insurance premiums, or a floating premium on the base rate — ask your lender for your exact EMI offer.